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"It’s too simple," he whispered to his empty apartment. "Buy VTSAX. Hold. Stop looking at the noise."

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The Simple Path to Wealth: Mastering Financial Freedom with Index Funds

is the amount of savings that allows you to walk away from a toxic job, take a sabbatical, or say "no" to things that compromise your values. "It’s too simple," he whispered to his empty apartment

Roughly 75% VTSAX and 25% VBTLX (Vanguard Total Bond Market Index Fund).

When the market plummets, the worst possible move is to panic and sell your shares to "cut your losses." Doing so locks in your losses permanently. Instead, successful index investors view market crashes as massive clearance sales where their automated monthly investments buy shares at a steep discount. Beyond the PDF: How to Implement This Strategy Today Stop looking at the noise

For those interested in accessing a downloadable PDF version of "The Simple Path to Wealth," GitHub has become a popular platform to search for and share resources. Here's a step-by-step guide on how to find and download the PDF: